Business Loans & Credit
730 & 500 FICO Options
Business Loans
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730 FICO Scores (as low as 710 considered)•
No income verification•
No up-front fees—ever!•
Approvals in 2-3 business days
Up to $120,000.00 (unsecured) - Customer chooses amount needed in advance APR is contingent on credit worthiness
500+ Business Only LOC Matrix
Underwriting Variables
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Available in the U.S. only (all 50 states)*
Loan amounts up to $150K (unsecured)*
Minimum personal FICO of 500 (Equifax score)*
Minimum 1 year in business (2 years if FICO is below 600)*
No credit card sales required if business is at least 2 years old*
At least 50% ownership (80% if business is less than 2 years old)*
Minimum yearly income of at least $150K ($300K if personal credit score is below 600)*
Minimum monthly average bank balance of $5K ($3K in some scenarios)*
Minimum current month ending bank balance of $5K (zero in some scenarios)*
Negative bank balance days accepted: 3 per month, up to 6 in 3 consecutive months(up to 6 per month & 10 in 3 consecutive months in some scenarios)
Mortgages: & Leverage: 60 months:
Email for more variables and details.
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LOAN & PROPERTY TYPES *Acquisition and development |
*residential |
* Retail shopping centers |
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*Blanket loans |
*mixed use property |
*commercial buildings |
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*bridge loans |
*income producing properties |
*rehab/model/renovation |
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*cash out refinance |
*multifamily |
*ranches and farms |
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*construction completion |
*Office buildings |
*restaurants |
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*construction take-out |
*joint ventures |
*mezzanine |
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*construction |
*Land |
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EMAIL US FOR MORE INFORMATION: loans@privatemoneydollars.com